The Official Legal Gazette of the Cash Market — Published in the Public Interest
A full accounting of what we collect, how we use it, who sees it, and what you may do about it — presented herein without obfuscation, in the tradition of plain dealing.
This Privacy Policy governs the collection, use, retention, and disclosure of information gathered when you play $natchy, a multiplayer market-floor game distributed as a mobile application. By entering your name and joining or creating a market, you acknowledge that you have read and understood the terms described herein.
$natchy is designed to be minimal in its data footprint. We collect only what is genuinely necessary to make the game work across multiple devices simultaneously. Nothing more is gathered; nothing superfluous is retained.
This policy applies to all versions of the $natchy application and any related platforms or distribution channels through which the game is made available. It does not apply to third-party services linked from within the app except as described below.
When you use $natchy, the following categories of information are processed:
We do not collect email addresses, phone numbers, location data, device identifiers, IP addresses, behavioural advertising profiles, or any biometric data.
All data collected is used exclusively for the following purposes, and for no others:
We do not use your information for profiling, targeted advertising, analytics resale, or any purpose unrelated to operating the game.
Certain data is visible to other participants in the same market. This is inherent to the multiplayer nature of the game. The following fields are visible to co-players:
Players in other markets, or users not in your current market, cannot see any of your data. Markets are fully isolated from one another.
Important: Do not use sensitive personal information — your full name, address, identification numbers, or any other private data — as your player name. Your chosen name will be visible to strangers.
$natchy uses Google Firebase Firestore, a cloud database service, to store and synchronise all gameplay data in real time. Firebase is operated by Google LLC and is subject to Google's own privacy policies and terms of service.
Firebase processes the data described in this policy solely to provide the infrastructure necessary for the game to function. No other third-party analytics, advertising, tracking, or data broker services are integrated into $natchy.
Firebase Firestore is the sole third-party data processor. We do not sell, rent, lease, licence, or otherwise transfer your personal information to any other party for any commercial purpose whatsoever.
We may disclose information if required to do so by law, court order, or binding governmental authority, in which case we will disclose only the minimum required.
Gameplay data — market records, player names, scores, and note interaction logs — is retained only for as long as is reasonably necessary to operate the service, resolve disputes, and comply with applicable legal obligations.
Market records are not automatically deleted at the conclusion of a game. They may be retained for a reasonable period to facilitate debugging, fraud prevention, and service improvement. However, given the pseudonymous and limited nature of the data, retention does not present a material privacy risk in ordinary circumstances.
If you wish to request deletion of any data associated with your session, please contact the app operator using the information provided at the end of this document. Deletion requests will be handled promptly and in good faith.
The randomly generated player ID used during your session is created fresh each time you enter the name screen. It is not persistent across app installations or device resets and cannot be used to track you over time.
We implement reasonable technical and organisational measures to protect the information processed in connection with $natchy. These include:
No system is perfectly secure. While we take reasonable steps to protect your information, we cannot guarantee absolute security against all threats. In the event of a material breach affecting your privacy rights, we will notify affected users in accordance with applicable law.
$natchy is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. The game involves financial themes — cash, debt, competition — suitable for teenagers and adults.
If you are a parent or guardian and believe that a child under 13 has provided personal information through the application, please contact the app operator immediately. Upon verification, we will take prompt steps to delete such information from our systems.
Users in jurisdictions where the age of digital consent is higher than 13 — including, for example, certain EU member states where the age is 16 — should comply with their local requirements.
Depending on where you live, you may have specific rights regarding your personal information. These are summarised below:
If you reside in California, the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA) grants you additional rights. In the past twelve months, $natchy has:
To exercise your CCPA rights, contact the app operator. We do not require you to create an account to submit a request. We will verify your identity through reasonable means and respond within the timeframes required by law.
For users in the European Economic Area (EEA) or the United Kingdom, the General Data Protection Regulation (GDPR) or UK GDPR applies. The legal bases for processing your data are as follows:
You have the right to lodge a complaint with your local supervisory authority if you believe your data has been processed unlawfully. EEA residents may contact the relevant Data Protection Authority in their member state.
We reserve the right to update this Privacy Policy at any time. When material changes are made, we will update the policy as distributed with the application and, where feasible, notify users through the app itself.
Your continued use of $natchy after any changes to this policy constitutes acceptance of the updated terms. If you do not agree with the revised policy, you should discontinue use of the application.
We encourage you to review this policy periodically. The version distributed with the application is always the governing version. No prior versions remain in effect once superseded.
By downloading, installing, or using $natchy, you agree to be bound by these Terms of Use. If you do not agree with any provision herein, you must not use the application. These Terms constitute a legally binding agreement between you (the "Banker" or "User") and the operator of $natchy (the "Operator").
Subject to your compliance with these Terms, the Operator grants you a limited, non-exclusive, non-transferable, revocable licence to install and use $natchy on a device you own or control, solely for your personal, non-commercial entertainment.
You may not: reverse engineer, decompile, or disassemble the application; modify or create derivative works; sublicence, sell, or transfer the application or any rights therein; use the application for any commercial purpose without express written consent from the Operator; or attempt to gain unauthorised access to any portion of the service or its underlying infrastructure.
All rights not expressly granted in this licence are reserved by the Operator. The application, its code, design, graphics, sounds, and all other elements are protected by intellectual property laws. Your licence to play does not constitute a transfer of ownership of any kind.
The Operator reserves the right to update, modify, or discontinue $natchy or any feature thereof at any time, with or without notice. Continued use of the application after an update constitutes acceptance of the updated version.
All players are expected to participate in good faith. You agree not to exploit bugs, glitches, or unintended game mechanics to gain an unfair advantage. If you discover a technical issue that could be exploited, you are encouraged to report it rather than abuse it.
You are solely responsible for the player name you choose. You agree not to use a name that is offensive, harassing, discriminatory, defamatory, or that impersonates another person or entity. The Operator reserves the right, but not the obligation, to remove or modify names that violate this provision.
Market codes are shared voluntarily. By sharing a code with other players, you understand that anyone in possession of that code may join your market. The Operator bears no responsibility for uninvited participants who have obtained a code through any channel.
$natchy is provided on an "as is" and "as available" basis, without warranties of any kind, express or implied. The Operator does not warrant that the application will be uninterrupted, error-free, secure, or free of viruses or other harmful components.
$natchy is a game of entertainment only. The cash notes, debt notes, scores, and market mechanics depicted therein have no monetary value whatsoever in the real world. Nothing in this application constitutes financial advice, investment guidance, or any representation about real-world markets.
The application relies on Firebase Firestore, which is a service of Google LLC. The Operator makes no representations about the availability, reliability, or performance of Firebase, and is not responsible for outages or data loss attributable to Firebase or other third-party infrastructure.
To the maximum extent permitted by applicable law, in no event shall the Operator be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of $natchy, even if advised of the possibility of such damages.
In jurisdictions that do not permit the exclusion of liability described above, the Operator's total liability to you for any claim arising from or relating to these Terms or the application shall not exceed the amount you paid to obtain the application in the twelve months preceding the claim. As $natchy is a free application, this cap is effectively zero in most cases.
You agree to defend, indemnify, and hold harmless the Operator and its affiliates from and against any claims, damages, obligations, losses, liabilities, and expenses arising from your violation of these Terms, your use of the application, or your infringement of any third-party right.
All content, features, and functionality of $natchy — including but not limited to the source code, game logic, visual design, sound effects, typography, animations, and the game's name and branding — are owned by the Operator and are protected by applicable intellectual property law.
The only "content" you contribute to $natchy is your chosen player name and your gameplay activity. You grant the Operator a non-exclusive, royalty-free licence to use this information for the purposes described in the Privacy Policy.
If you submit suggestions, ideas, or feedback regarding the application, you grant the Operator a perpetual, irrevocable, worldwide, royalty-free right to use such feedback for any purpose, including improving the application, without any obligation of compensation or attribution.
The name "$natchy" and any associated logos or marks are trademarks of the Operator. You may not use these marks in connection with any product or service without prior written consent.
The Operator reserves the right to suspend or terminate your access to $natchy at any time, with or without cause, and with or without notice. Grounds for termination include, without limitation, violations of these Terms, conduct that the Operator reasonably believes is harmful to the service or to other users, or legal requirements.
You may terminate your use of $natchy at any time by simply deleting the application. Termination does not affect the Operator's rights or your obligations accrued prior to termination.
Provisions of these Terms that by their nature should survive termination — including, without limitation, the sections on intellectual property, disclaimers, limitation of liability, indemnification, and governing law — shall survive any termination of these Terms.
These Terms shall be governed by and construed in accordance with applicable law. Where the Operator is located in a specific jurisdiction, local laws shall apply. Nothing in these Terms limits any consumer rights you may have under the mandatory laws of your own country of residence.
Any dispute arising from or related to these Terms or your use of $natchy shall first be addressed informally by contacting the Operator. If informal resolution fails, disputes may be submitted to mediation or arbitration, or to the courts of competent jurisdiction.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.
These Terms, together with the Privacy Policy, constitute the entire agreement between you and the Operator with respect to $natchy and supersede all prior or contemporaneous communications and proposals.
To exercise your privacy rights, request deletion of your data, report a concern, or contact the Operator for any reason related to these policies, please use the support contact provided with the application listing or the project distribution page through which you obtained $natchy.
When submitting a privacy request, please include a description of your request, the approximate date of your gameplay sessions, and any identifying information you can provide (such as the player name you used) to assist us in locating your records.
We are committed to responding to all legitimate requests within thirty (30) calendar days, or within any shorter period required by applicable law.